Built for Florida Lawn & Landscape Crews
Landscaping in Brevard isn't a side hustle — between HOAs, commercial properties, and snowbird estates, your crew is on the road six days a week with a truck, a loaded trailer, and $20k+ of gear behind you. Personal auto won't touch a 'business use' claim, and one stolen Stihl bag can wipe out a week of profit.
We write commercial coverage built specifically for FL landscapers: the truck, the trailer, the mowers, the blowers, and the liability when a rock launches through a sliding door. One agent, one renewal, one COI for HOAs and property managers.
Pickups + trailers
Vehicles covered
Up to $50k
Equipment limit
Same-day
HOA-ready COI
$2.2–5.5k
Avg. annual premium
What We Cover Locally
Commercial Auto + Trailer
Pickup, dump trailer, enclosed trailer — all scheduled with $1M liability for HOA contracts.
Inland Marine on Equipment
Mowers, blowers, trimmers, edgers — covered against theft, damage, and overturn at the job site.
General Liability + Property
Broken windows, damaged sprinklers, herbicide overspray claims — protected so one bad day doesn't end the season.
Built For The Way You Actually Operate
- Residential lawn maintenance crews
- Commercial & HOA contract landscapers
- Tree service & stump grinding
- Irrigation & sod install operators
- Hardscape & paver contractors
- Pest control & fertilization routes
- Mower & equipment scheduled inland marine
- Workers' comp coordination available
Speak With Mariana Zorrilla
Commercial Insurance Advisor · Garzor Insurance
Mariana understands the unique challenges facing trucking companies, fleet operators, and transportation businesses on Florida's Space Coast. With personalized guidance and years of experience, she'll help you find the right coverage at the right price.
Get Your Landscaping Quote
Tell us about your operation and we'll build coverage that fits.
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