Pickup Insurance Built For Brevard County Trades
Most pickups in Melbourne aren't doing personal-use weekend work — they're hauling tools, towing trailers, and running between job sites in Palm Bay, Cocoa, Viera, and beyond. The moment a pickup is used 'for business,' personal auto insurance starts excluding claims, and one wrong-faith assumption can leave you uncovered after a loss.
We write commercial pickup policies for Brevard County contractors, landscapers, HVAC techs, electricians, plumbers, roofers, and small construction outfits — with the coverage that lender, GC, and customer contracts actually require.
Half-ton to 1-ton
Trucks covered
Same-day
Contractor COIs
Yes
Tools coverage available
$1.8–4.5k
Avg. annual premium
What We Cover Locally
Commercial Auto Liability
Meets GC and contract minimums — typically $1M combined single limit.
Tools & Equipment Coverage
Inland marine coverage for tools and equipment in or on the truck and at the job site.
Hired & Non-Owned Auto
Protection when employees use their own vehicles or you rent a truck for a job.
Built For The Way You Actually Operate
- General contractors & subcontractors
- HVAC, plumbing, electrical trades
- Landscapers & lawn care operators
- Roofers & exterior trades
- Pool service & screen repair companies
- Small construction (2–10 employees)
- Tool & equipment inland marine add-ons
- Workers' comp coordination available
Speak With Mariana Zorrilla
Commercial Insurance Advisor · Garzor Insurance
Mariana understands the unique challenges facing trucking companies, fleet operators, and transportation businesses on Florida's Space Coast. With personalized guidance and years of experience, she'll help you find the right coverage at the right price.
Get Your Commercial Pickup Quote
Tell us about your operation and we'll build coverage that fits.
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